Although great care has been taken in compilation and preparation to ensure the accuracy of the answers given to these questions, Ian Congreave and Paypershop Ltd cannot in any circumstances accept responsibility for errors or omissions, or for the results of decisions taken. The information given is not legal advice and is not warranted or guaranteed. If legal advice is required, a solicitor or accountant should be consulted, or the Citizen's Advice Bureau, or another local organisation providing advice on legal, employment or tax matters.